First Home Loans Made Simple

Get the Keys to Your First Home with Omega Financial Services.

Expert First Home Mortgage Brokers

Over 150 First home clients trusted us in the last year — now it’s your turn.

Our specialists know what it takes to get your first home loan approved. We compare multiple lenders to find the right fit for your budget and goals.

Years of Experience

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First Home Clients (Last 12 months)

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Why Choose Omega Financial Services?

Your First Home, Step by Step

1. Get Pre-Approved Know how much you can borrow.

2. Find Your Home Start your property search with confidence.

3. Finalise Your Loan We handle the paperwork and lender negotiations.

4. Move In Get the keys to your new home faster.

Why First Home Buyers Love Working with Us

Over the past year, Kulvir and the Omega Financial team have helped more than 150 clients secure their first home. Our mission is to make home ownership achievable for every Kiwi — with the right advice, the right loan, and the right support.

Meet Our Expert Team

Driven by Excellence, Guided by Integrity: Meet the Experts Behind Omega Financial Services

Kulvir kankara

Managing Director

Paddy Lubana

Financial Adviser

Pratik Sanjay Karia

Head of Risk and Compliance

Sunny Solanki

Business Development Manager

Monika Bhardwaj

Admin Support

Kalpana Vithani

Commercial & Residential Loan Specialist

Hear from our clients

Our clients love working with us, just read what they have to say!

Indeed a pleasure to be associated with Omega Financial Services. One stop shop for your home loan, insurances, and other financial advisory assistance needed. They very well presented our case to the bank and got our loan approved and disbursed in the shortest duration possible. Hats off to the team. We are indebted to you all for our first own home in Hamilton, NZ. Highly, very highly recommended. Three Cheers!!!

"Kulvir Kankara is the best financial adviser we have dealt with. He never left our side since we started working with him. From 650k home loan application from other advisers, Kulvir helped us get approved to 700k and we are very grateful to him up to today."

"Great service by the team, highly recommend for any financial services"

"Kulvir and the team have done an excellent job in securing the best home loan rate for us. Very professional but friendly. I would highly recommend Omega Financial Services."

"Kulvir and his team are excellent in the services they provide. They helped us get our first home and also helped with insurance. We highly recommend Omega Financial Services."

Best advisors in town both Paddy & Kulvir! They will understand your needs and cater to it like their own. Absolutely patient and very informative. Totally invested and will ensure your dreams come true 👍✨️. Way to go boys!

I have been living in nz from past 7 years and have known Kulvir as our insurance advisor then and our mortgage broker now. Hands down the best advisor when it comes to your insurance and mortgage needs. Highly recommended!!