Income Protection Insurance
Safeguarding Your Financial Stability During Illness or Injury
Ensuring Financial Security with Income Protection Insurance
Income Protection Insurance provides peace of mind by offering regular payments in the event you're unable to work due to sickness or serious illness. At Omega Financial Services, our Income Protection Insurance plan ensures you and your family have a steady stream of income to maintain your lifestyle during challenging times.
Unlike other insurance plans that offer a one-time lump-sum payment, Income Protection Insurance pays you regularly, usually on a monthly basis, ensuring you have a steady income to cover expenses and support your family during difficult times.
Protection for Your Loved Ones
Our policy protects your loved ones' lives, careers, and futures by providing a steady income stream in the event you cannot work due to illness or injury.
Financial Support for Your Family
Ensure your family is taken care of financially, with coverage for mortgage payments, rent, and other household bills.
Peace of Mind During Adversity
Receive monthly payments to cover expenses, relieving financial stress and allowing you to focus on your recovery without worrying about income loss.
Why You Need Income Protection?
Bed Confinement Benefits
Receive benefits if you are confined to bed due to illness or injury, providing additional support during recovery.
Income Support
Get monthly payments if you are ill or injured and unable to work, ensuring you have a steady income stream.
Parental Premium Waiver
Waive off your premium payments when you are on parental leave, providing financial relief during this time.
Return Home
Receive support for returning to New Zealand if you are outside the country and become disabled, ill, or injured.
Rehabilitation and Support
Get assistance for returning to work after an illness or injury, helping you transition back to your regular routine.
Childcare Support
Receive assistance in coverage for the addition of a child, ensuring your family's needs are met during life changes.