Asset Finance
What can Asset Finance be used for?
Unlock business potential with flexible asset finance solutions
We understand that having the right equipment and vehicles is essential to running and growing a successful business. Our Asset Finance options are designed to help you access the assets you need without the upfront financial pressure, so you can invest in your operations while preserving cash flow.
Whether you’re looking to purchase new machinery, upgrade your fleet, or invest in the latest business technology, we’ll structure a solution that works for your goals. Our wide network of lenders across New Zealand means we can secure competitive rates and terms, with flexibility built around your needs.
Low Upfront Costs
Allows you to acquire vehicles, equipment, or machinery without needing a large lump-sum payment.
Flexible Repayment Options
Choose from leasing, hire purchase, or chattel mortgage with repayment terms structured to match your cash flow and operational needs.
Wide Range of Assets Covered
From commercial vehicles to heavy machinery and office equipment, asset finance can be used across various industries and business types.
Key Benefits of Asset Finance?
Preserve Cash Flow
Spread the cost of essential purchases over time and free up working capital for other business priorities.
Access Equipment Sooner
Avoid delays by securing the equipment and assets your business needs now to stay competitive.
Flexible Terms & Repayment
Customised repayment structures that suit your industry and financial goals.
Tailored Solutions
Get finance options that align with your operational needs—whether you’re in construction, logistics, agriculture, or another sector.
Tax Advantages
Depending on your finance structure, you may be eligible to claim GST, interest, and depreciation on financed assets.
Protect Other Credit Lines
Asset finance won’t tie up your other borrowing facilities, so you maintain flexibility for future opportunities.