Invoice Finance
structure the finance to suit your business cycle
Turn unpaid invoices into immediate cash flow for your business
Waiting 30, 60, or even 90 days to be paid can hold your business back, especially when you need that cash to manage operations, pay staff, or invest in growth. With Invoice Finance from Omega Financial Services, you can access the value of your outstanding invoices right away, giving you the freedom to keep your business moving forward.
We work with trusted lenders across New Zealand to help you unlock working capital tied up in your receivables, without needing to wait for your clients to pay. Whether you're a growing business or managing seasonal demand, invoice finance is a fast, flexible alternative to traditional loans or overdrafts.
Unlock Cash from Invoices
Access up to 80–90% of the value of your unpaid invoices - often within 24 hours - so you don’t have to wait to get paid.
Rolling Access to Funds
As new invoices are issued, you can continue to draw funds, giving you ongoing working capital when you need it most.
No need for Property Security
Unlike many traditional loans, invoice finance is usually secured against the invoices themselves - not your assets or property.
Key Benefits of Invoice Finance?
Immediate Cash Flow
Receive payment quickly without waiting for clients to settle their invoices.
Flexible Facility Limits
Grows with your business—so the more you invoice, the more funding becomes available.
Maintain Business Control
Continue to manage your customer relationships while improving your cash position.
Reduce Debtor Risk
Optional debtor insurance can protect your business from non-payment or defaults.
Support for growing businesses
Ideal for businesses that are scaling quickly but lack the capital to match incoming demand.
No need for traditional security
Keep your assets protected—funding is typically based on your accounts receivable, not property or equipment.